• 3595 Canton Rd Ste 116 # 250
    Marietta, GA 30066
  • info@cashforthecold.com

How It Works

How It Works

The reason so many people turn to online lenders when they are in need of some quick cash is because the application process is simple and fast and you can get approval in minutes even if you have a low credit score or no credit history and the money can be transferred directly to your bank account as early as the next business day.

Remember that CashForTheCold is not a lender but by filling out their online application and answering some questions about yourself and the amount of money you need, CashForTheCold will try to pair you with an online lender that can meet your needs. The process works in three easy steps.

Fill out the online application

The first thing you need to do is to fill out our easy online application. The application asks you a few questions about yourself such as your contact information as well as the amount you’d like to borrow. You will also need to provide some details about your employment and income as well as your bank account information. The online application should only take three to five minutes to fill out.

Get quick approval from a lender

From there, CashForTheCold will send your application to their secure lenders to see if you can be paired with one of them. One application allows you to be considered by many online lenders simultaneously. If you are approved for a loan through one of our lenders, you’ll find out within minutes of submitting your online application. Whether you are approved or not, you’ll get an answer quickly.

Receive your loan by direct deposit

Most online lenders will prefer to disburse the loan by direct deposit into your bank account. Once you’ve agreed to the amount of the loan, the lending fee, and the terms for repaying the loan, the lender will begin the process of transferring the funds directly to your bank account. You can get your money as soon as the next business day. Once you have access to the funds, you can use the cash however you want. Whether you need to fix your car or pay an unexpected medical bill, you now have the ability to do so.

Better Loans. Better Rates. Faster Funds.

What You’ll Need

Having these documents handy will help expedite the approval process.

Proof of employment and incomes

Most recent bank statements (all pages) and a voided check

Current driver’s license or government/state issued ID